The reschedules are confirmed: Strings' Charleston date moves from April 22 to August 4, and the three-night Fishers stand at the Fishers Event Center moves from April 24-26 to August 6-8. [1] The paper's Friday feature framed the broader cluster as the first structural warning live music has given itself; Saturday's question is narrower and more interesting. What does a tour-insurance policy actually cover?
The standard medical-exclusion list dates from a different risk profile. Tour-insurance underwriters built their actuarial tables on bus crashes, post-show bottle injuries, illness, and road fatigue. A Grammy-winning headliner attempting a back 180 on a skateboard between main set and encore at John Paul Jones Arena — Strings's account, posted with X-rays — is not a covered hazard so much as an unimagined one. [2]
Whether his policy pays out depends on language drafted before skating became a documented backstage activity in the festival-folk era. Brokers contacted by Variety described the question as live, not settled. [3] The economics matter beyond Strings: the more disclosure tour insurance demands about routine recreational behavior, the higher the premium for everyone, and the further the genre's mid-tier acts fall from being insurable at all.
Dave Grohl, who broke a leg falling off a stage in Gothenburg in 2015, has offered Strings the throne. The throne is not a clause; it is a gift between artists who learned the same lesson on different schedules.
-- CAMILLE BEAUMONT, Los Angeles